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Relationship Rewards Visa® Debit Card

Redeem Enhanced Rewards Program Frequently Asked Questions

Earn one reward point with every $4 spent on signature-based transactions.1

NEW! Cash Back Rewards 2 and eGift Card codes.3

Our no annual fee Relationship Rewards VISA® Debit Card lets you enjoy banking convenience and accessibility. If you have a Swineford National Bank checking account and a Swineford National Bank debit card, you are already enrolled!

Use your Relationship Rewards Debit Card:

  • Anywhere Visa Debit Cards are accepted - in person, by phone or online.
    • Purchases deducted directly from checking account.
    • Transaction details appear on monthly checking account statements.
  • As an ATM card to access deposit accounts

With Debit Rewards, You Can:

  • NEW! Redeem for Cash Back Rewards and eGift Card codes
    • Earn points to use for cash back, delivered directly into your bank account associated with your Relationship Rewards Visa Debit Card.
    • Use your points for eGift Card codes– digital gift cards sent via email, instead of waiting for them to arrive in the mail. eGift Cards contain a code that can be used immediately upon receipt!
  • Enjoy special offers and discounts through our Daily Deals online store
  • Shop the Perks Points Mall
  • Shop the More Points Online Store
  • Open a new checking account and earn points
  • Sign up for Online banking or Direct Deposit and earn points
  • Enjoy periodic special bonus rewards just for banking with us the way you always have
  • Receive anniversary points when you keep your account open for greater than 1 year.
  • Choose from gift certificates, gift cards, brand name merchandise, charitable donations, green products, unique experiences, travel and more. . .

Redeeming Your Reward Points is Easy!

Redeem your points for many exceptional rewards at www.MyRelationshipRewards.com or call a rewards representative at 1800.924.1807 to redeem your rewards points.4

All your points, all in one place.

Earn valuable reward points for any signature-based purchases with your Relationship Rewards Visa Debit Card. Use your Visa® Bonus Rewards Credit Card5 and get rewarded too!

Just log in to www.MyRelationshipRewards.com to view your combined rewards balance, no matter how you earn your points --from debit card or credit card transactions, special bonuses, or Relationship Reward bonuses-- all in the convenience of one single place.

Build Your Banking Relationship, Boost Your Rewards

The more accounts you own, the more rewards you can earn. You can also enjoy periodic special bonus rewards throughout the year. Learn about our Enhanced Rewards Program!

YOUR REWARDS ARE WAITING!

For more information about Relationship Rewards, visit us online at www.MyRelationshipRewards.com or call 1.800.924.1807. You can also stop into any branch.

IMPORTANT: Contact us immediately upon the loss or theft of your debit card at 1.866.762.1903


1. Signature based purchases versus using your PIN is required to earn points. Rewards values are subject to change. See Program terms and conditions at www.MyRelationshipRewards.com for more information.

2. You may redeem your points for cash back.  Cash back redemptions will only be fulfilled in the form of a direct deposit into the checking account linked to your Relationship Rewards debit card and will be applied within 7–10 business days of any request in accordance with these terms and conditions.  No cancelations or refunds of a cash back request will be permitted.

3.You may redeem Points earned in the Program for gift certificates, gift cards, e gift cards or e cards (“codes”). Mechanical reproductions, copies or facsimiles of gift certificates/cards or codes will not be accepted. Additional terms and conditions appearing on the gift certificate/card /code are to be interpreted in accordance with, and are incorporated into, these Program Terms and Conditions.  Gift certificates/cards/codes are transferable and may be redeemed by any person.  Gift certificates/cards/codes must be presented to participating merchant partners for use. Gift certificates/cards/codes are not exchangeable, refundable, or redeemable for cash and cannot be replaced if lost or stolen.  Gift certificates/cards/codes may take two to four weeks to arrive from the time of order. Multiple Gift certificates/cards may arrive at different times. Codes will arrive by email and may be used immediately upon receipt.

4. Please allow between two to four (2-4) weeks to receive your retail, restaurant gift cards or other gift card redemptions. Redemptions for merchandise may take between four to six (4-6) weeks after the request date of the reward to arrive.

5. Subject to credit approval. The Elan Rewards Program is subject to change. Points earned on net purchases (purchases minus credits and returns.) Points will expire five years from the end of the quarter in which they are earned. The creditor and issuer of the Visa credit card is Elan Financial Services pursuant to a license from Visa U.S.A., Inc.

Swineford National Bank is not affiliated with Visa.

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