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Relationship Rewards VisaŽ Debit Card

You're automatically Enrolled

If you have a checking account and a Relationship Rewards Visa ® CHIP Debit Card you are automatically enrolled in our Rewards Program.

Earn Points for using your Relationship Rewards Visa ® CHIP Debit Card:

  • Use your Relationship Rewards Debit Card anywhere Visa Debit cards are accepted - in person, by phone or online.
    • Purchases are deducted directly from checking account.
    • Transaction details appear on monthly checking account statements.
    • As an ATM card to access deposit accounts
  • Use your Relationship Rewards Debit Card for all the things you do every day - to shop, dine, buy groceries, or even catch a movie - and earn 1 point for every $4 spent when you select credit and conduct a signature-based transaction1
Learn More

Earn Cash Back Rewards2 and Gift Cards3

  • Redeem your rewards points for cash back that is directly deposited into the checking account linked to your debit card.
  • Use your points for a Gift Card - receive your gift card in the mail or get an instant e-gift code that can be used immediately!

Earn Bonus Points

  • Earn special reward bonuses when opening new banking accounts or services
  • Open a new checking account and receive an extra Bonus after 1 year4
  • Get periodic Bonus points as a "thank you" for your total banking relationship
  • Shop "My Perks" mall for up to 5 additional Bonus points for every $1 of signature spend.

Earn Credit Card points too!

  • Use either your Swineford National Bank Visa ® Bonus Rewards Credit Card or Cash Rewards American Express ® Credit Card and earn points too.5

All your points, all in one place.

  • Now you can combine your points - Debit Card, Credit Card5 and Special Relationship Rewards Bonuses - to accumulate rewards points even faster. All in one convenient location!
Learn More

Three Easy Ways to Redeem your points

Learn More

For more information about Relationship Rewards, access our Frequently Asked Questions or stop into any branch.

Please contact us immediately upon the loss or theft of your debit card at 570.743.7786 or 1.866.SNB.1903 (1.866.762.1903)

1. Signature transactions are required to earn debit points. Rewards values are subject to change. Points earned on net purchases (purchases minus credits and returns.) Debit points expire three years from the time they were first earned. See Program terms and conditions at for more information.

2.You may redeem your points for cash back. Cash back redemptions will only be fulfilled in the form of a direct deposit into the checking account linked to your Relationship Rewards Debit Card and will be applied within 7-10 business days of any request, in accordance with these terms and conditions. No cancelations or refunds of a cash back request will be permitted.

3.You may redeem Points earned in the Program for gift certificates, gift cards, e gift cards or e gift codes. Mechanical reproductions, copies or facsimiles of gift certificates/cards or codes will not be accepted. Additional terms and conditions appearing on the gift certificate/card /code are to be interpreted in accordance with, and are incorporated into, these Program Terms and Conditions. Gift certificates/cards/codes are transferable and may be redeemed by any person. Gift certificates/cards/codes must be presented to participating merchant partners for use. Gift certificates/cards/codes are not exchangeable, refundable, or redeemable for cash and cannot be replaced if lost or stolen. Gift certificates/cards/codes may take 2-4 weeks to arrive from the time of order. Multiple Gift certificates/cards may arrive at different times. Codes will arrive by email and may be used immediately upon receipt.

4. Applies to customers that open a checking account and maintain their account for 1 calendar year.

5. Subject to credit approval. The Elan Rewards Program is subject to change. Points earned on net purchases (purchases minus credits and returns.) Points expire five years from the end of the quarter in which they are earned. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express. Fulton Bank is not affiliated with Visa or American Express.